It aims to provide an alternative source of finance to the usual bank loans and other lending resources. The process should be completed within minutes after the application is sent.
| Repayments of the loan will be calculated as a percentage of the new sales figures. This means that businesses that are struggling will not have to use up their reserved funds. The firm who is owned by online retailer EBay, said it would only recoup money when firms sell through PayPal services. The cash advances will be approved based upon customer history and will not require a credit check. Businesses will pay a single fee for the advance The scheme has already being successful in America having already provided the equivalent of £82 million in financial advances to US small businesses since September last year. |
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